Physicians Asset Protection Group, LLC's Privacy Policy
Physicians Asset Protection Group, LLC recognizes the sensitive nature of your nonpublic personal information, and we take precautions to protect your privacy. When you provide us with this information, we will use it only in accordance with our strict guidelines.
We have prepared this policy to explain what types of information we collect, and under what circumstances we may share it with others. This policy covers cash transactions, check cashing, credit card, debit card, money order, money transfer, property transfer either physical or by title, tax preparation, and all other financial services transactions that you conduct with Physicians Asset Protection Group, LLC. We hope that you will thoroughly review all of the details of Physicians Asset Protection Group, LLC's official policy on privacy. Importantly, we want you to know and understand that Physicians Asset Protection Group, LLC uses your nonpublic personal information responsibly and only in order to:
- Provide you with the financial products or services you have requested or authorized.
- Offer you other financial products or services from Physicians Asset Protection Group, LLC.
- Make doing business with Physicians Asset Protection Group, LLC more convenient and efficient for you.
In no event do we provide your nonpublic personal information to nonaffiliated third parties for the purpose of independent telemarketing or direct mail marketing of their products or services. We also maintain physical, electronic and procedural safeguards to guard against the unauthorized disclosure of this information. Only in extremely limited circumstances, outlined below, do we share your information with persons outside of Physicians Asset Protection Group, LLC.
The Kinds of Information We Collect
Physicians Asset Protection Group, LLC collects nonpublic personal information about you from the following sources:
- From you when you apply to conduct cash transactions, check cashing, credit card, debit card, money order, money transfer, deferred deposit, property transfer either physical or by title, tax preparation, and other financial services transactions with us. When applying to Physicians Asset Protection Group, LLC to conduct these transactions, Physicians Asset Protection Group, LLC may ask you to provide information about your financial and household status, such as employment, income, expenses and dependents, as well as identifying information such as your address, telephone number, and social security number. Physicians Asset Protection Group, LLC may also ask you to provide documents reflecting this information to us such as account statements, Forms W-2 and stock records, and other financial records needed to transact business with you.
- From your transactions with us. We maintain information about your transactions with Physicians Asset Protection Group, LLC including the types of transactions and payment history.
- From the bank where you maintain your checking and other accounts.
- From consumer credit reporting agencies and from persons we contact when we verify information you provide on applications to do business with us including your spouse, relatives, and employer.
How We Use This Information
We do not disclose any nonpublic personal information about you or any of our former customers to anyone, except as permitted by law. These disclosures include the following:
- Within Physicians Asset Protection Group, LLC. We restrict access to nonpublic personal information about you to those of our employees who need to know such information to provide you with the products or services that you have requested. Our Information Security Program requires employees to maintain the confidentiality of your nonpublic personal information.
- Companies With Whom Physicians Asset Protection Group, LLC Has Product or Service Agreements. In order to provide you with the financial products and services you request or authorize, Physicians Asset Protection Group, LLC will provide nonpublic personal information to nonaffiliated third parties with whom Physicians Asset Protection Group, LLC has an agreement to provide such products and services. Each of the companies with whom Physicians Asset Protection Group, LLC has product or service agreements has agreed to strictly safeguard the confidentiality of your nonpublic personal information, and they are not permitted to share this information without Physicians Asset Protection Group, LLC's permission or except as otherwise required by law.
- Companies You Ask Us to Share Information With. Physicians Asset Protection Group, LLC may get permission from you to share your information. If you grant permission, it will only apply to the specific program or programs you consent to. If you have previously requested that we block the sharing of you information, that request will remain in place for all other situations.
- Outside Service Providers. We have arrangements with nonaffiliated third parties to perform services for us including, among other things, marketing Physicians Asset Protection Group, LLC's products and services to you. These firms perform their services at Physicians Asset Protection Group, LLC's direction, and we share with them customer information that is necessary to perform these services. As with all of our business partners, these companies are required to safeguard your information and are prohibited from disclosing the information or using it in any manner other than to carry out the purposes for which Physicians Asset Protection Group, LLC disclosed the information
- Consumer Reporting Agencies and Database Operators. It is standard industry practice and within federal and state law to provide data about customer repayment transactions and defaults to these agencies and other creditors.
- Courts and Government Bodies. Federal and state laws may require us to share information about you. For example, if you are involved in a legal matter with a third party, we may be ordered to provide information to a court or other party. In these circumstances, only the information required by law, subpoena or court order will be provided.
How to Contact Physicians Asset Protection Group, LLC About Our Privacy Policy
If you have any questions about Physicians Asset Protection Group, LLC's privacy policy, you may write to:
Chief Compliance Officer
Physicians Asset Protection Group, LLC.
1929 Old Sawmill Rd.
Suite 112
Brandon, FL 33510
Or via email at compliance@physicians-asset-protection.com.